As you are learning more about your credit history and how it all works, you need to check it all out and know as much as possible. Your landlord and other lenders are going to want to look at this any time that you move or when you ask for some more financing, so it is a good idea for you to take a look at them and see what potential problems are there before you allow someone else to do it as well. As you take a look at your FICO score though, you may wonder how that score is  different from a traditional credit score.

In reality, the FICO score is going to be just a type of credit score. It is one of the most common ones out there and it is probably the one you have heard about quite a bit, but it is only one type of credit score and it is possible that a lender or someone else will take a look at a different one. Yes, the FICO one is going to be the most common one and most lenders and others will use that one instead of that one, but it is not the only one that you should pay attention to.

Another thing to consider here is that your credit score can be different depending on the one you look at and which company runs the score. Each company has their own method and algorithm in place to help them figure out the exact score. And they keep each one a secret so that the other credit scoring companies are not able to use them either. This is why you could pull out five different credit scores and the numbers would be different, even if all of your credit reports look exactly the same.

The score that you go with is going to depend on the credit agency you are working with. However, when most people talk about a credit score, they will often be talking about your FICO. This is the most common one and has become more of the standard in the credit industry, so focusing on that one is probably the safest bet.

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