No one wants to be in a car accident. Whether you are the one who got hit by another driver, or you are the one at fault for the accident, there is a lot of paperwork and many steps to complete to get it all done. Following the proper steps and keeping things organized along the way can make a big difference and will ensure that you will be able to get ahead of the game along the way. What steps you will need to take can depend on the situation around the car accident and who is at fault.

One question you may have is what will happen if you are the one at fault for the accident and during that accident, you hit an uninsured driver. In most states, you will see that it is a tort state. In this case, it means that whomever is the at fault party for the car accident will be the one who is liable for all of the damages in that accident; them and their insurance company if they have one.

This means that if you are at fault and you have car insurance, but you hit someone who isn’t insured, then it is going to be your insurance company that will cover you. Now, the uninsured driver may still have to pay some penalties if it comes out that they were driving a car and didn’t have insurance, but that is a separate issue. Your insurance will cover the damages to the other party, whether the other party is insured or not.

Things are a little different if you reside in a no-fault state. In this one, getting into a collision with a driver who doesn’t have insurance will not matter because your vehicle and your injuries will b covered, regardless of whether you are the one at fault or not. If you live in a tort state, then you will only get that coverage if you have uninsured or underinsured motorist coverage so check your policy often.

When you are unsure about the next steps to take in your car accident case, then it is time to seek out legal advice from Andy Gillin at GJEL to make life easier. With the right experience and tools to help

handle the case, you will be able to focus on getting back on your feet, rather

than trying to handle the big insurance companies on. your own. You deserve to

get compensation after a negligent driver hits you on the road, but doing the

work on your own is never a lot of fun. Contact a member of our team today to

sit down and discuss your case.